(Photo Details: Big red chair overlooking Manhattan from Governor’s Island)

To complement our Series on “Preparing For Retirement”, we are delighted to share this excellent article by Sydney Lagier, with full permission. Ms. Lagier certainly captures the thoughts and emotions we have all faced as we move our lives forwards. Sydney Lagier is a contributor to US News and World Report: http://retiredsyd.typepad.com/retirement_a_fulltime_job/2014/01/retirement-cheaper-than-you-think.html