Retirement Done Differently by Bob Lowry
Last month, a reader suggested I explore the journey of retirees who have lived their life a little differently than many of us. That sounded like a fascinating idea. The problem? My retirement has been pretty standard. While I left the working world earlier than I had planned, I live in suburbia, have a steady life, and rather traditional goals for myself and my family. Something may go wrong at some time in the future, but I am not the person to ask about retirement done “differently.”
What I can do is share some examples of what a “different” retirement may look like. But, then, the real expert is you. Either you have approached this phase of life on a less-traveled path, or you know someone who has. This should be a an interesting learning experience for us all! I guess this is a natural followup to the previous post about retirement being a personal path.
Examples of a Retirement Done Differently
1. Retire to a foreign country
Becoming an expat is the choice of a growing number of retirees. The State Department estimates at least 9 million Americans live in other countries. Of those, close to a half a million are 65+. Social Security checks are sent to those who live outside the U.S., but Medicare does not apply.
Of course, in places picked by retirees good health care is often much more affordable than in the States. Plus, housing costs can be dramatically lower, too. For a look as some of the top reasons to retire in another country, click here.
One of the best summaries of RV living can be found here. This couple is not retired but their answers match with our experiences. Some of the better fulltime RV blogs are available here. I am a big fan of Wheeling It. They write well and provide plenty of excellent information.
A little less usual but not unheard of is living on a sailboat or motorboat. I found a web site with an excellent overview of what living on a boat full time is really like. Click here.
A new phenomenon is spending most of your retirement on a cruise ship. Not for those on a limited budget, there are benefits: meals are all provided, there is a doctor and medical clinic open 24 hours a day plus most entertainment options on board are free. Someone cleans your “home” every day. You visit fascinating foreign ports on a regular basis. Actually, I wrote a bit about this choice in a blog post, Unusual Retirement Options a few years ago.
4. Volunteering overseas
Starting a few years ago, she and her husband, Art, started volunteering at a refugee camp north of Athens. Just this year alone she has been several times. Personally, I find that type of dedication inspiring and encouraging. An overview of her last, 31 day stint, is summarized here. Giving that much of yourself to those who really need your love and support is a special way of sharing part of your retirement.
5. Living off the grid
I’d love to hear from folks who have picked one of these retirement paths, or even one I haven’t noted. Just as interesting would be someone who tried a different path and found it wasn’t for them.
By Bob Lowry